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How to purchase a used car

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When purchasing a “new” used car, most people focus on the history of the car. Most use services, such as Carfax, that compare the car’s VIN number to a listed number of repairs, recall fixes, and other damage. While this is certainly important, Carfax reports can miss a few critical things; repairs are done at shops not participating in the Carfax reporting system or repairs done at home by owners. Thus, while Carfax reports can be incredibly useful, they may not be truly indicative of the car’s past—meaning that you don’t have an accurate picture of what may go wrong with the car. The only way to make sure that you are protected from unexpected mechanical problems is to get a warranty on your used car.

By definition, a used car contains used parts. Used parts have wear and tear, making them much likelier to break than newer ones. Not only do they have normal wear and tear but a non-Carfax participating dealer or home mechanic may have installed the parts incorrectly or used cheap parts. Usually, this information is caught by dealership inspectors, but no one is perfect, and missing just one incorrectly fitted part can cost you thousands. So remember: just because your car has been “inspected” doesn’t mean you’re safe.

There are two types of used cars: certified and non-certified. Certified used cars are usually bought at dealerships and not only been inspected but also carry dealer warranties. Depending on the age of the car, the certified it might even still have the original (bumper-to-bumper) warranty! Certified used cars may also be given new warranties by the dealer, although under a new warranty certain parts and labor aren’t covered. Certified used car warranties, whether original or new, often mirror those of new car warranties and can usually be brought to the dealer (or a participating repair shop) for service.

Non-certified used cars usually don’t come with a warranty, meaning you aren’t protected if anything goes wrong. This can be quite dangerous because even though most used cars are inspected prior to being put up for sale, as I mentioned before, mechanics can miss critical failures. You may be asking what you can do if you can’t afford a certified used car but don’t want to purchase a car that will end up costing hundreds, if not thousands, in repair. In this situation, your best option is to purchase an extended warranty from an outside company.

Extended warranties are provided by companies not affiliated with the dealership, but still, give you the protection you need in case your car breaks. They often work the same way as a certified warranty, although make sure to read the “fine print,” as sometimes they are less likely to cover certain aspects of car repairs (such as the transmission or drivetrain). When purchasing an extended warranty, you are usually offered a choice of plans that vary in price and coverage, so make sure to take into account things like reviews and previous repairs when determining what parts of your car need more coverage.

Extended warranties cost extra, but even with this extra expense, they are still cheaper than purchasing a certified car with a dealer warranty. Often, you can also finance the cost of an extended warranty in the same way that you can finance your car, making it even more affordable. No matter what type of used car you purchase, make sure to get a warranty for it-otherwise you could be liable for thousands of dollars in repair costs.

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Protect My Car is a vehicle service contract provider, also referred to as extended car warranty provider, with multiple coverage plans for new and used vehicles with low to higher mileage to help meet your needs and budget. Protect My Car customers work directly with the company for customer service, claims administration and contract financing. No middleman or the need for third-party approval. All Protect My Car Plans include best-in-class claims and customer support, 24/7 roadside assistance, free oil changes and tire rotations and the exclusive PMC Rewards Plan, providing daily deals, giveaways, coupons, and thousands of ways to save money every day. Protect My Car has a 30-day money-back guarantee.

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Disclaimer: By submitting this form I am giving Protect My Car consent to contact me with info and offers by email and/or telephone which may include artificial or pre-recorded/pre-selected calls and/or text messages, delivered via automated technology at the telephone number(s) provided above even if I am on a corporate, state or national Do Not Call Registry. I understand that consent to such contact is not a condition of purchase. For SMS messaging text stop to stop. Msg and data rates may apply. Max 10 messages per month. The Protect My Car privacy policy governs our data collection policy. Protect My Car does not offer or sell Vehicle Service Contracts in AK, CA, HI, MO, OK, or WA.

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